Business Insurance
Workers Compensation Insurance
Workers compensation insurance covers medical expenses and lost wages for employees who are injured or become ill because of their job. Most states require it once you have employees.
What is Workers Compensation Insurance?
Workers compensation (workers comp) provides benefits to employees who suffer work-related injuries or illnesses. It typically covers medical care, rehabilitation, and a portion of lost wages.
In most states, employers are required to carry workers comp once they have employees. Requirements and benefits vary by state, so it’s important to comply with your state’s rules.
Key Benefits
Common Uses for Workers Compensation
Employee injury
An employee is hurt on the job and needs medical care
Occupational illness
Work-related illness or repetitive stress
State compliance
Meeting legal requirements for having employees
Contract requirements
Clients or contracts requiring proof of workers comp
Ready to Get Workers Compensation Coverage?
Get workers comp quotes that meet your state’s requirements and your business needs.