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Business Finance Insights

Expert guidance on business financing, capital strategies, and funding solutions to help your business grow and thrive.

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How to Get a Small Business Loan with Bad Credit
3/19/20269 min readBlake TawneyBusiness Loans

How to Get a Small Business Loan with Bad Credit

Bad credit doesn't have to shut down your financing options. Here's a practical guide to getting a small business loan even when your credit score is less than ideal

#Bad Credit Business Loans#Small Business Financing#Business Loans
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SBA Loan Eligibility Update: New Citizenship & Residency Rules Start March 1, 2026
2/23/20265 min readBlake TawneySBA Loans

SBA Loan Eligibility Update: New Citizenship & Residency Rules Start March 1, 2026

SBA 7(a) and 504 loans now require 100% U.S. citizen or national ownership, effective March 1, 2026. Learn who’s affected and what alternative options exist.

#Small Business#SBA 7(a)#SBA 504
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SBA Just Added New Rate Options for Variable 7(a) Loans — Here’s What It Means for Small Business Owners
2/17/20265 min readBlake TawneySBA 7(a)

SBA Just Added New Rate Options for Variable 7(a) Loans — Here’s What It Means for Small Business Owners

SBA now allows 5-year Treasury, 10-year Treasury, and SOFR base rates for variable 7(a) loans. Learn how rates are calculated and what to ask lenders.

#Small Business#SBA Loans
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Why Small Business Loans Get Denied: 6 Common Reasons (+ How to Fix Them in 2026)
2/16/20265 min readBlake TawneyCredit & Lending

Why Small Business Loans Get Denied: 6 Common Reasons (+ How to Fix Them in 2026)

Most loan denials are fixable. This guide breaks down the 6 most common rejection triggers—with exact steps to fix each one before you reapply.

#Small Business#Business Loans
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How to Get Approved for a Small Business Loan in 2026: Complete Guide
2/12/202612 min readBlake TawneyCredit & Lending

How to Get Approved for a Small Business Loan in 2026: Complete Guide

Get approved for a small business loan faster. Learn the 5 factors lenders check, how to fix denial triggers, and the proven 14-day profile cleanup plan.

#Small Business#Business Loans
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Small Business Credit Score Guide: How to Build and Improve Your Business Credit
12/11/202510 min readBlake TawneyCredit & Lending

Small Business Credit Score Guide: How to Build and Improve Your Business Credit

Build your business credit score from scratch or improve it fast. Learn which bureaus matter, how to get tradelines, and what lenders actually check.

#Credit Score#Business Credit#Small Business
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Working Capital Loans vs Term Loans: Which is Right for Your Business?
9/24/20258 min readBlake TawneyBusiness Growth

Working Capital Loans vs Term Loans: Which is Right for Your Business?

Working capital loans and term loans solve different problems. Compare costs, repayment structures, and use cases to pick the right financing for your business.

#Working Capital#Term Loans#Business Loans
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Equipment Financing Guide: How to Fund Your Business Equipment Without Breaking the Bank
9/14/202515 min readBlake TawneyEquipment Financing

Equipment Financing Guide: How to Fund Your Business Equipment Without Breaking the Bank

Finance business equipment with loans or leases. Compare credit requirements, lender options, and maximize Section 179 tax deductions for your business.

#Equipment Financing#Business Loans#Manufacturing
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