IOU Financial

Non-Bank Lender

•

United States

DoughRating
4
/5:

Company Overview:

IOU Financial provides successful small businesses access to the capital they need to seize growth opportunities quickly. Typical customers include medical and dental practices, grocery and retail stores, restaurant and hotel franchisees and e-commerce companies. In a unique approach to lending, the advanced, automated application and approval system accurately assesses applicant’s financial realities, with an emphasis on day-to-day cash flow. It makes loans of up to $1,500,000 to qualified applicants within 24 hours in most cases. Since 2009, IOU has initiated more than $1.5 billion, comprising more than eleven thousand loans to small businesses (SMBs).

Apply For Financing
through BR Business Advisors

Loan Products:

Merchant Cash Advance
Apply For Commercial Financing
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Loan Eligibility:

Minimum Monthly Revenue

Minimum Credit Score

Minimum Time in Business

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Industries:

Loans are available for all industries and business types. Speak with a Bread Route Business Advisor to explore options for your business needs.
Get The Capital You Need Today
through BR Business Advisors
*Information on Bread-Route.com is for informational purposes only and is based on publicly available data, verified sources, and reasonable assumptions. Users should verify details and review financial institutions' Terms and Conditions before making decisions. Bread Route is not responsible for inaccuracies or reliance on this content.

What Business Owners Have to Say

"Bread Route made securing financing seamless. Within days, we connected with a lender who understood our industry and growth goals. Their platform saved us time and helped us land the right loan with great terms!"
Mark Reynolds
CEO, Summit Logistics
"Finding the right private equity partner felt overwhelming until we found Bread Route. It gave us direct access to investors aligned with our mission, and their advisory team provided invaluable guidance throughout the process."
Alex Cohen
Founder, BrightPath Health Clinics
"We were struggling to find the right lender for our expansion until we used Bread Route. The platform helped us compare options quickly, and their advisors connected us with the perfect financing partner. Highly recommended!"
James Patel
CFO, Patel Manufacturing Group

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