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Kapitus
Non-Bank Lender
In January of 2006, Andy Reiser, along with 10 employees, founded the company as Strategic Funding Source with the goal of providing the small business community – a significantly underbanked group – with a trusted and reliable source of financing. Over the following two years the company focused on expansion and opened a second office in Williamsburg, Virginia to accommodate a growing customer service department tasked with supporting our more than 400 small businesses clients. In 2008, as a result of the great recession, small business owners faced even more financing hardships, with banks tightening their lending requirements to such a degree that small business owners were left with little to no options to finance their businesses. With a long-term strategy at hand, the company focused on refining its underwriting process to address the severity of this new situation for business owners. Through these efforts, we were able to fund more than $118.5 Million to more than 2200 businesses and remain profitable despite the economic recession.
Bread Route FAQs
Bread Route is the small business platform that connects entrepreneurs, business owners, and investors with capital and insurance providers aligned with their industry, geography, & size. We make it easy to find and compare your options.
We cover a wide range of financing options, including:
Debt Financing: Senior Debt, Term Loans, SBA Loans, Venture Debt, Equipment Financing, and Asset-Based Loans
Equity & Hybrid Capital: Growth Equity and Mezzanine Capital
Alternative Financing: Receivables Financing, Purchase Order Financing, and Acquisition Financing
We cover a wide range of insurance options, including:
Liability Coverage: General and Professional Liability Coverage
Property and Automative: Cover assets like buildings, equipment, vehicles, and inventory
Bonding: Surety and Fidelity bonds
Industry Specific Coverage: Trucking & Transportation, Farm & Agriculture, and so many more!
It’s simple!
Browse our platform to explore commercial financing and insurance sources.
Compare criteria, rates, and terms to find the best fit.
Connect with partners that align with your business needs.
Yes! Browsing and comparing capital and insurance sources is completely free. Certain products may require associated fees when you proceed with funding, but using our platform to research options costs nothing.
Bread Route is designed for entrepreneurs, business owners, and investors seeking partnerships beyond their existing relationships. Whether you need working capital, funding for expansion, or comprehensive business coverage, we help you connect with the right partners.