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Universal Finance
Non-Bank Lender
Universal Finance Corp. established itself as a premier lender to the construction industry in the early 1980’s and, over the last four decades, the company has expanded its reach to serve customers in a wide range of industries including trucking and landscape construction. Located just outside of Boston, MA, Universal Finance provides borrowers with the financing they need to secure jobs, purchase equipment and obtain capital. Universal’s extensive experience in asset-based lending gives us a unique edge as a lender. By understanding equipment and its values the way that we do, we are truly able to show our customers how to use the equity in the equipment and machinery that they own and together come up with a plan that keeps their business moving forward. This personalized approach has enabled Universal Finance to solidify relationships with our partners and provide thousands of customers with funding solutions for nearly forty years.
Bread Route FAQs
Bread Route is the small business platform that connects entrepreneurs, business owners, and investors with capital and insurance providers aligned with their industry, geography, & size. We make it easy to find and compare your options.
We cover a wide range of financing options, including:
Debt Financing: Senior Debt, Term Loans, SBA Loans, Venture Debt, Equipment Financing, and Asset-Based Loans
Equity & Hybrid Capital: Growth Equity and Mezzanine Capital
Alternative Financing: Receivables Financing, Purchase Order Financing, and Acquisition Financing
We cover a wide range of insurance options, including:
Liability Coverage: General and Professional Liability Coverage
Property and Automative: Cover assets like buildings, equipment, vehicles, and inventory
Bonding: Surety and Fidelity bonds
Industry Specific Coverage: Trucking & Transportation, Farm & Agriculture, and so many more!
It’s simple!
Browse our platform to explore commercial financing and insurance sources.
Compare criteria, rates, and terms to find the best fit.
Connect with partners that align with your business needs.
Yes! Browsing and comparing capital and insurance sources is completely free. Certain products may require associated fees when you proceed with funding, but using our platform to research options costs nothing.
Bread Route is designed for entrepreneurs, business owners, and investors seeking partnerships beyond their existing relationships. Whether you need working capital, funding for expansion, or comprehensive business coverage, we help you connect with the right partners.