Equipment Financing
Finance machinery, vehicles, technology, and business equipment with flexible terms, competitive rates, and fast approval. Keep your cash flow while upgrading your business.
What is Equipment Financing?
Equipment financing allows businesses to acquire the equipment they need without depleting their working capital. This type of financing is secured by the equipment itself, making it easier to qualify for than unsecured loans.
Whether you need to purchase, lease, or refinance equipment, this financing option provides flexible terms and competitive rates while preserving your cash flow for other business needs.
Key Benefits
Types of Equipment You Can Finance
Manufacturing Equipment
CNC machines, production lines, assembly equipment, and industrial machinery
Vehicles & Transportation
Trucks, vans, delivery vehicles, construction equipment, and fleet vehicles
Technology & IT
Computers, servers, software, networking equipment, and office technology
Medical Equipment
Diagnostic machines, treatment equipment, and medical devices
Construction Equipment
Excavators, bulldozers, cranes, and construction machinery
Office Equipment
Printers, copiers, furniture, and office automation equipment
Equipment Financing Options
Equipment Loans
Traditional loans where you own the equipment outright. The equipment serves as collateral, typically offering lower rates than unsecured loans.
Equipment Leasing
Lease equipment with the option to purchase at the end of the term. Lower monthly payments and flexibility to upgrade equipment.
Equipment Refinancing
Refinance existing equipment loans to get better terms, lower payments, or access additional capital.
Typical Terms
Equipment Financing Requirements
Credit Score
Generally 600+ for most lenders, with better rates for higher scores
Time in Business
Often 6+ months, though some lenders work with newer businesses
Revenue
Minimum monthly revenue requirements vary by lender and equipment type
Documentation
Business financials, equipment quotes, and basic business information
Ready to Finance Your Equipment?
Get the equipment your business needs without draining your working capital. Connect with equipment financing specialists today.