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Line of Credit
Revolving loans that can be easily accessed by the business whenever needed.
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Loan Amount
$5,000,000
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Time to Fund
Within 24 hours
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Term Length
Revolving
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What is a line of credit?
For those seeking financial flexibility, lines of credit provide instant access to funds whenever needed. This type of financing allows businesses to withdraw, repay, and redraw as necessary, making it an ideal solution for managing cash flow fluctuations or unforeseen expenses. If your business needs agility in its financing, consider a line of credit to ensure you’re always ready for what comes next.
Benefits of a small business credit line.
A business line of credit provides ongoing access to funds, allowing small business owners to cover short-term expenses, purchase inventory, or manage cash flow fluctuations. Unlike a term loan, a credit line offers flexibility—you only pay interest on what you borrow. This makes it a valuable tool for businesses needing immediate financial agility without the burden of a lump-sum loan.
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Minimum Requirements
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Credit Score
590
Monthly Revenue
$10K+
Time in Business
0 -12 Months
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A line of credit is a revolving loan that allows repeated borrowing and repayment, while a term loan provides a fixed sum repaid over time with interest.
Yes, but lines of credit are best used for short-term working capital needs rather than recurring expenses like payroll.
Some lenders allow overdrafts with penalties, while others decline transactions. Exceeding limits may impact your creditworthiness.
You can withdraw as often as needed within the approved limit, making it ideal for fluctuating cash flow.
Limits are based on revenue, cash flow, credit history, and outstanding debt. Higher revenue and profitability increase borrowing capacity.
Still have Questions?
Find the Right Lender
Tired of endless searches and dead-end introductions to bankers and brokers?
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