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Bridge Capital
Short-term financing to cover immediate capital needs during transitions.
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Loan Amount
$5,000,000
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Time to Fund
1 - 2 Days
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Term Length
3 Months to 3 Years
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What is a bridge loan?
Bridge loans offer quick capital to businesses in need of interim financing while securing long-term funding. Whether acquiring property, funding acquisitions, or managing cash flow gaps, bridge capital ensures businesses can move forward without delay. This type of financing is ideal for companies that need fast, flexible funding solutions.
The capital you need to bridge the gap in business.
Bridge financing is an essential tool for small businesses facing temporary cash flow gaps or awaiting long-term funding. Whether you’re purchasing inventory, acquiring another company, or covering operational expenses while waiting for payments, bridge capital provides fast, short-term financing without disrupting your business operations. This type of financing is particularly useful for businesses experiencing rapid growth or waiting for a major financial event, such as a real estate sale or investment round.
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Minimum Requirements
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Credit Score
590
Monthly Revenue
$8K+
Time in Business
0–12 Months
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Bridge capital provides short-term funding (typically 6-24 months) to cover immediate cash flow needs until long-term financing is secured. Unlike traditional loans, bridge financing carries higher interest rates but offers faster access to capital.
Businesses use bridge loans for acquisitions, real estate purchases, operational cash flow gaps, or urgent inventory purchases. It is particularly useful when waiting for SBA or long-term loan approval.
Many bridge lenders require personal guarantees or business collateral due to the short-term, high-risk nature of the loan. However, strong cash flow and assets may reduce personal liability.
Bridge loans can have interest-only payments with a balloon payment at maturity or structured monthly amortization schedules, depending on the lender’s terms and business cash flow.
Funding can be secured within a few weeks, making bridge financing a quicker alternative to traditional loans. However, expedited funding may come with higher costs.
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