Revenue-Based Financing

Access capital without giving up equity or locking into rigid repayment terms.

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through BR Capital Advisors

Max Loan Amount

$2,500,000

Time to Fund

Within 24 hours

Term Length

1 to 12 Months

What Is Revenue-Based Financing?

Revenue-based financing (RBF) is a non-dilutive funding option where repayment is tied directly to your business’s revenue. Instead of fixed monthly payments, you pay back a small percentage of your monthly sales until the investment is fully repaid—giving you breathing room when sales dip and scaling support when revenue rises.

Secure Financing

Who Qualifies and How Do Rates Work?

Revenue-based financing is ideal for growing businesses with steady monthly revenue—especially those in eCommerce, SaaS, or service-based industries. Most providers look for $10K+ in monthly revenue and 6–12 months of business history. Rates typically range from 1.3x to 1.6x the funded amount, and there’s no set timeline for repayment—just a percentage of sales until it's paid off.

Get Matched with the Right Capital

Minimum Requirements

Credit Score

590

Monthly Revenue

$20K+

Time in Business

3-12 Months

What Business Owners Have to Say

"Bread Route made securing financing seamless. Within days, we connected with a lender who understood our industry and growth goals. Their platform saved us time and helped us land the right loan with great terms!"
Mark Reynolds
CEO, Summit Logistics
"Finding the right private equity partner felt overwhelming until we found Bread Route. It gave us direct access to investors aligned with our mission, and their advisory team provided invaluable guidance throughout the process."
Alex Cohen
Founder, BrightPath Health Clinics
"We were struggling to find the right lender for our expansion until we used Bread Route. The platform helped us compare options quickly, and their advisors connected us with the perfect financing partner. Highly recommended!"
James Patel
CFO, Patel Manufacturing Group

Revenue-Based Financing

FAQs
What’s the difference between revenue-based financing and a traditional loan?

Unlike a traditional loan with fixed monthly payments, RBF repayments fluctuate with your business’s performance. You pay a small percentage of monthly revenue until the full amount (plus a fixed fee) is paid off—no interest, no maturity date.

Do I need to provide collateral or personal guarantees?

In most cases, no. Revenue-based financing is typically unsecured and doesn’t require personal guarantees or hard collateral, making it a lower-risk option for business owners.

How fast can I get funded with revenue-based financing?

Once your business is approved, funding can happen in as little as 24–72 hours. Approval is based on your business’s monthly revenue and sales history, not your personal credit score.

Can I use revenue-based financing alongside other types of funding?

Yes, many businesses use RBF alongside traditional loans, lines of credit, or equity investment. It's a flexible option that can complement your capital stack without adding long-term debt.

Is revenue-based financing right for my business?

If your business has consistent monthly revenue and you don’t want to give up ownership or commit to fixed debt payments, RBF could be a smart solution. It’s especially helpful for businesses in growth mode that need working capital without the stress of rigid repayment schedules.

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Still have Questions?

Connect with a BR Business Advisor

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Tired of endless searches and dead-end introductions to bankers and brokers?

Bread Route has the right lenders, investors, and funding solutions—so you can focus on growing your business.

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