Business Insurance
Business Owners Policy (BOP)
A Business Owners Policy bundles property and liability coverage into one convenient policy, often at a lower cost than buying each separately. Ideal for many small to mid-size businesses.
What is a Business Owners Policy?
A Business Owners Policy (BOP) combines commercial property insurance and general liability insurance into one policy. It may also include business interruption coverage.
BOPs are designed for small to medium-sized businesses with relatively low-risk profiles. They simplify purchasing and often cost less than buying property and liability coverage separately.
Key Benefits
Common Uses for Business Owners Policy
Small businesses
Retail, offices, and low-hazard operations
Property protection
Coverage for fire, theft, and certain weather events
Liability protection
Third-party injury and property damage claims
Simplified management
One policy, one renewal, one premium
Ready to Get a Business Owners Policy?
Find BOP options that match your business type and risk level.