Business Insurance
Professional Liability Insurance
Professional liability insurance—often called errors and omissions (E&O)—protects your business from claims that your advice, services, or work caused a client financial loss or harm.
What is Professional Liability Insurance?
Professional liability insurance covers claims that your professional advice, design, or services caused a client to suffer a financial loss or other harm. It can cover legal defense and settlements even when you did nothing wrong.
It’s commonly used by consultants, designers, accountants, architects, and other professionals whose work could lead to client disputes over quality or outcomes.
Key Benefits
Common Uses for Professional Liability
Advice or design error
A client claims your recommendation or deliverable caused loss
Missed deadline
Claims that a delay or non-delivery caused harm
Contract requirements
RFPs or contracts require E&O coverage
High-stakes services
Your work has significant financial impact on clients
Ready to Get Professional Liability Coverage?
Connect with providers that offer E&O coverage for your profession.