Bread Route

Business Insurance

Management Liability Insurance

Management liability insurance protects company leaders and the organization from claims related to management decisions, employment practices, and fiduciary duties. It often includes D&O, EPL, and fiduciary coverage.

D&OEmployment practicesFiduciary

What is Management Liability Insurance?

Management liability is a category of coverage that typically includes directors and officers (D&O) liability, employment practices liability (EPL), and sometimes fiduciary liability. It addresses claims against the organization and its leaders.

D&O covers claims about management decisions and governance. EPL covers claims about hiring, firing, discrimination, or harassment. Fiduciary covers claims about management of employee benefits. Growing and mid-size companies often add these as they take on more risk.

Key Benefits

Directors and officers (D&O) protection
Employment practices liability (EPL) coverage
Fiduciary liability for benefit plans
Defense and settlement for covered claims

Common Uses for Management Liability

D&O claims

Shareholders or others sue over management decisions

Employment disputes

Claims of discrimination, harassment, or wrongful termination

Fiduciary claims

Allegations about 401(k) or benefit plan management

Investor or board requirements

Investors or board members require D&O or EPL

Ready to Get Management Liability Coverage?

Find D&O, EPL, and fiduciary coverage suited to your organization’s size and structure.

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